Impressive Local Citations

Optimum Credit Solutions

Credit Repair | Credit Counseling | Credit Repair Services


Optimum Credit Solutions


8100-8108 S Western Ave
Chicago Illinois 60620
United States



Optimum Credit Solutions provides financial services that help people manage their debts and improve their credit scores. They offer tailored solutions to individual cases, ensuring clients get the best outcome for their particular needs. Their services include debt consolidation, payment negotiation, credit counseling, budgeting advice, and collection agency settlement. They help clients establish good money management habits and build positive financial habits to ensure long-term prosperity. Optimum Credit Solutions offers free online tools that help customers understand their credit score and make informed financial decisions. Optimum Credit Solutions, with their extensive experience in consumer finance, is dedicated to helping families and individuals regain control of their finances.


About Chicago

Chicago ( (listen) shih-KAH-goh, locally also shih-KAW-goh; Miami-Illinois: Shikaakwa; Ojibwe: Zhigaagong) is the most populous city in the U.S. state of Illinois and the third-most populous in the United States after New York City and Los Angeles. With a population of 2,746,388 in the 2020 census, it is also the most populous city in the Midwest. As the seat of Cook County (the second-most populous U.S. county), the city is the center of the Chicago metropolitan area, one of the largest in the world. On the shore of Lake Michigan, Chicago was incorporated as a city in 1837 near a portage between the Great Lakes and the Mississippi River watershed. It grew rapidly in the mid-19th century; by 1860, Chicago was the youngest U.S. city to exceed a population of 100,000.



Client Reviews

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Maxine Jensen

Credit Counseling

I am immensely grateful to Optimum Credit Solutions for their exceptional services. Their team has a deep understanding of the credit industry and helped me navigate the complexities of improving my credit score. They provided me with actionable steps to reduce my debt, establish a positive payment history, and manage my finances more effectively. Their expertise and dedication have resulted in a substantial increase in my credit score, giving me greater financial stability.

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Patricia Hines

Credit Counseling

Optimum Credit Solutions is a reliable partner for anyone looking to enhance their credit score and achieve financial stability. Their team of experts is highly knowledgeable and dedicated to helping individuals overcome credit challenges. They provided me with a detailed analysis of my credit report, identified areas for improvement, and offered practical advice on managing my finances. With their guidance, I have seen a positive impact on my credit score and feel more confident about my financial future.

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